Million Pound Mortgages

If you are looking to purchase a new luxury home, an investment property or re-mortgage, our million plus mortgage specialists have the skills to ensure the whole process is stress free. We respect your time constraints and the busy lifestyle you lead. By providing you with the quality advice, efficiency and attention to detail, we can help maximize your future financial plans and secure that million plus mortgage that you need.

High street lenders often lack the underwriting expertise to offer million pound mortgages without considerable paperwork and delay, so finding the right one for your individual requirements can be daunting.

There is no doubt that there are more million pound mortgages today than ever before in tandem with a jump in the number of HNWIs. As the cost of UK property, especially London houses, continues to rise we will inevitably see even more multi-million pound mortgages in years to come. Firco has access to lenders who are highly active in this area. The fact we are not tied to any lenders means we are totally independent and able to create specific mortgage deals for specific scenarios.

For a £1 million mortgage to acquire property you need to understand the criteria for these specialist mortgages. These are not traditional off-the-shelf, one size fits all financial packages and many need to be built from the ground up. Taking the various elements of your financial situation, including (if needed) your country of residence and residency, we can put together a mortgage deal built around you. We are extremely flexible in the mortgages that we create, taking in an array of different investments such as buy to let, residential and commercial properties.

High street lenders will offer the cheapest mortgage terms if borrowing a low loan to value and under £2 million – you will need to show a clean and uncomplicated income profile and meet a rigit criteria.

Private Banks and specialist lenders will offer much more personal tailoring to your product, align the mortgage more towards your needs and circumstances.

We don’t tend to publish mortgage rates on our website – ever more so for million pound plus mortgages. In most cases rates are negotiable and based squarely on the individual circumstances of the borrower, their plans, assets and income.

Firco is an independent mortgage broker that has strong relationships with the key lenders in the UK mortgage market, including those private banks who do not have a high-street presence. We arrange bespoke mortgage solutions for our clients, providing a tailored one-to-one advisory service, delivered face-to-face or remotely, depending on what suits you.

Please click on ‘Become a Client, Enquire Now’ at the bottom of the page and complete the enquiry form and we will normally contact you within the same working day during business hours or if you would prefer us to contact you outside normal business hours then please advise and we will quite happily do so. Alternatively you can email us with details about your requirements to or call us on 0151 372 0388